Call reports 2022
COMMUNITY BANK OF MISSISSIPPI — 2022
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,680,019,000 | 4,653,363,000 | 4,554,907,000 | 4,608,467,000 |
| Total loans | 2,529,710,000 | 2,585,971,000 | 2,593,634,000 | 2,624,606,000 |
| Allowance for loan losses | 28,875,000 | 29,169,000 | 29,354,000 | 29,404,000 |
| Securities available for sale | 1,607,405,000 | 1,680,953,000 | 1,557,962,000 | 1,561,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,313,825,000 | 4,295,100,000 | 4,211,345,000 | 4,129,270,000 |
| Interest-bearing deposits | 3,981,209,000 | 3,956,872,000 | 3,867,032,000 | 3,817,387,000 |
| Noninterest-bearing deposits | 332,616,000 | 338,228,000 | 344,313,000 | 311,883,000 |
| Equity capital | 317,990,000 | 304,386,000 | 285,389,000 | 300,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 37,224,000 | 76,692,000 | 116,303,000 | 155,495,000 |
| Interest expense | 2,654,000 | 5,633,000 | 9,710,000 | 17,095,000 |
| Net interest income | 34,570,000 | 71,059,000 | 106,593,000 | 138,400,000 |
| Noninterest income | 8,771,000 | 17,840,000 | 26,169,000 | 33,428,000 |
| Noninterest expense | 29,319,000 | 59,657,000 | 90,064,000 | 119,637,000 |
| Provision for loan losses | 264,000 | 522,000 | 952,000 | 1,210,000 |
| Pretax income | 13,759,000 | 28,721,000 | 41,671,000 | 50,904,000 |
| Income tax | 2,788,000 | 6,358,000 | 9,322,000 | 11,024,000 |
| Net income | 10,971,000 | 22,363,000 | 32,349,000 | 39,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 355,209,000 | 366,909,000 | 376,870,000 | 384,538,000 |
| Total capital | 384,084,000 | 396,078,000 | 406,224,000 | 413,942,000 |
| Risk-weighted assets | 2,335,086,000 | 2,460,079,000 | 2,505,245,000 | 2,517,254,000 |