Call reports 2020
COMMUNITY BANK OF MISSISSIPPI — 2020
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,371,491,000 | 3,724,405,000 | 3,849,031,000 | 3,905,652,000 |
| Total loans | 2,253,606,000 | 2,669,260,000 | 2,695,620,000 | 2,624,656,000 |
| Allowance for loan losses | 21,909,000 | 22,189,000 | 23,180,000 | 25,752,000 |
| Securities available for sale | 678,041,000 | 624,392,000 | 601,136,000 | 725,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,029,274,000 | 3,368,593,000 | 3,485,320,000 | 3,538,893,000 |
| Interest-bearing deposits | 2,849,521,000 | 3,112,854,000 | 3,223,540,000 | 3,285,500,000 |
| Noninterest-bearing deposits | 179,753,000 | 255,739,000 | 261,780,000 | 253,393,000 |
| Equity capital | 305,500,000 | 313,170,000 | 320,314,000 | 327,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 34,555,000 | 70,371,000 | 107,004,000 | 146,230,000 |
| Interest expense | 7,090,000 | 13,086,000 | 18,511,000 | 23,334,000 |
| Net interest income | 27,465,000 | 57,285,000 | 88,493,000 | 122,896,000 |
| Noninterest income | 8,429,000 | 15,680,000 | 23,736,000 | 31,949,000 |
| Noninterest expense | 25,127,000 | 51,503,000 | 77,914,000 | 105,901,000 |
| Provision for loan losses | 2,103,000 | 2,951,000 | 4,401,000 | 7,564,000 |
| Pretax income | 8,664,000 | 18,511,000 | 29,911,000 | 41,377,000 |
| Income tax | 1,909,000 | 4,079,000 | 6,605,000 | 9,253,000 |
| Net income | 6,755,000 | 14,432,000 | 23,306,000 | 32,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,065,000 | 283,877,000 | 292,894,000 | 301,852,000 |
| Total capital | 297,974,000 | 306,066,000 | 316,074,000 | 327,604,000 |
| Risk-weighted assets | 2,059,570,000 | 2,072,165,000 | 2,097,703,000 | 2,159,935,000 |