Call reports 2019
COMMUNITY BANK OF MISSISSIPPI — 2019
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,326,318,000 | 3,342,034,000 | 3,292,903,000 | 3,259,650,000 |
| Total loans | 2,216,214,000 | 2,217,468,000 | 2,218,715,000 | 2,218,753,000 |
| Allowance for loan losses | 20,545,000 | 20,784,000 | 20,705,000 | 20,379,000 |
| Securities available for sale | 721,294,000 | 694,687,000 | 746,032,000 | 714,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,007,058,000 | 3,014,689,000 | 2,959,396,000 | 2,932,719,000 |
| Interest-bearing deposits | 2,826,701,000 | 2,839,939,000 | 2,783,457,000 | 2,765,503,000 |
| Noninterest-bearing deposits | 180,357,000 | 174,750,000 | 175,939,000 | 167,216,000 |
| Equity capital | 281,208,000 | 288,718,000 | 292,929,000 | 295,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 33,663,000 | 68,603,000 | 104,373,000 | 139,440,000 |
| Interest expense | 7,323,000 | 15,061,000 | 22,800,000 | 30,226,000 |
| Net interest income | 26,340,000 | 53,542,000 | 81,573,000 | 109,214,000 |
| Noninterest income | 5,871,000 | 13,092,000 | 20,469,000 | 27,731,000 |
| Noninterest expense | 23,010,000 | 47,001,000 | 71,333,000 | 96,037,000 |
| Provision for loan losses | 666,000 | 1,369,000 | 2,323,000 | 3,136,000 |
| Pretax income | 8,535,000 | 18,264,000 | 28,386,000 | 37,772,000 |
| Income tax | 1,935,000 | 4,063,000 | 6,314,000 | 8,411,000 |
| Net income | 6,600,000 | 14,201,000 | 22,072,000 | 29,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 266,038,000 | 268,753,000 | 271,760,000 | 274,194,000 |
| Total capital | 286,583,000 | 289,537,000 | 292,465,000 | 294,573,000 |
| Risk-weighted assets | 1,985,238,000 | 1,991,747,000 | 2,007,398,000 | 2,016,427,000 |