Call reports 2018
COMMUNITY BANK OF MISSISSIPPI — 2018
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,203,037,000 | 3,173,440,000 | 3,199,024,000 | 3,239,014,000 |
| Total loans | 2,125,101,000 | 2,165,588,000 | 2,185,658,000 | 2,197,356,000 |
| Allowance for loan losses | 21,282,000 | 20,999,000 | 20,210,000 | 20,317,000 |
| Securities available for sale | 524,461,000 | 624,235,000 | 667,126,000 | 676,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,800,581,000 | 2,864,285,000 | 2,879,942,000 | 2,928,158,000 |
| Interest-bearing deposits | 2,633,159,000 | 2,686,830,000 | 2,711,176,000 | 2,771,553,000 |
| Noninterest-bearing deposits | 167,422,000 | 177,455,000 | 168,766,000 | 156,605,000 |
| Equity capital | 267,654,000 | 268,310,000 | 269,873,000 | 275,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 31,587,000 | 65,155,000 | 99,791,000 | 134,798,000 |
| Interest expense | 4,037,000 | 9,286,000 | 15,369,000 | 22,168,000 |
| Net interest income | 27,550,000 | 55,869,000 | 84,422,000 | 112,630,000 |
| Noninterest income | 4,400,000 | 7,944,000 | 12,520,000 | 18,509,000 |
| Noninterest expense | 21,845,000 | 45,303,000 | 68,408,000 | 91,251,000 |
| Provision for loan losses | 1,025,000 | 1,208,000 | 1,429,000 | 2,614,000 |
| Pretax income | 9,080,000 | 17,302,000 | 27,105,000 | 37,274,000 |
| Income tax | 2,119,000 | 4,007,000 | 6,272,000 | 8,509,000 |
| Net income | 6,961,000 | 13,295,000 | 20,833,000 | 28,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,131,000 | 258,598,000 | 261,269,000 | 264,325,000 |
| Total capital | 278,413,000 | 279,597,000 | 281,479,000 | 284,642,000 |
| Risk-weighted assets | 1,915,298,000 | 1,947,033,000 | 1,968,227,000 | 1,973,651,000 |