Call reports 2017
COMMUNITY BANK OF MISSISSIPPI — 2017
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 846,162,000 | 837,970,000 | 846,401,000 | 927,259,000 |
| Total loans | 532,294,000 | 549,665,000 | 561,782,000 | 563,793,000 |
| Allowance for loan losses | 5,382,000 | 5,503,000 | 5,399,000 | 5,386,000 |
| Securities available for sale | 188,899,000 | 198,834,000 | 192,758,000 | 188,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 767,426,000 | 757,525,000 | 763,976,000 | 797,097,000 |
| Interest-bearing deposits | 727,394,000 | 717,813,000 | 723,935,000 | 757,075,000 |
| Noninterest-bearing deposits | 40,032,000 | 39,712,000 | 40,041,000 | 40,022,000 |
| Equity capital | 65,377,000 | 67,566,000 | 68,463,000 | 68,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,123,000 | 18,991,000 | 29,349,000 | 39,729,000 |
| Interest expense | 708,000 | 1,460,000 | 2,280,000 | 3,198,000 |
| Net interest income | 8,415,000 | 17,531,000 | 27,069,000 | 36,531,000 |
| Noninterest income | 1,071,000 | 2,306,000 | 3,480,000 | 4,680,000 |
| Noninterest expense | 6,740,000 | 14,068,000 | 21,270,000 | 28,050,000 |
| Provision for loan losses | 0 | 180,000 | 450,000 | 680,000 |
| Pretax income | 2,748,000 | 5,591,000 | 8,957,000 | 12,609,000 |
| Income tax | 967,000 | 1,960,000 | 3,165,000 | 5,595,000 |
| Net income | 1,781,000 | 3,631,000 | 5,792,000 | 7,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,105,000 | 67,966,000 | 69,141,000 | 70,675,000 |
| Total capital | 71,487,000 | 73,469,000 | 74,540,000 | 76,061,000 |
| Risk-weighted assets | 493,545,000 | 507,130,000 | 516,302,000 | 525,288,000 |