Call reports 2016
COMMUNITY BANK OF MISSISSIPPI — 2016
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 755,939,000 | 764,258,000 | 788,399,000 | 797,048,000 |
| Total loans | 509,128,000 | 528,883,000 | 525,065,000 | 534,015,000 |
| Allowance for loan losses | 4,852,000 | 5,409,000 | 5,678,000 | 5,454,000 |
| Securities available for sale | 134,977,000 | 145,479,000 | 142,279,000 | 154,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,179,000 | 689,293,000 | 710,802,000 | 722,143,000 |
| Interest-bearing deposits | 646,627,000 | 654,097,000 | 671,669,000 | 686,369,000 |
| Noninterest-bearing deposits | 35,552,000 | 35,196,000 | 39,133,000 | 35,774,000 |
| Equity capital | 61,401,000 | 62,394,000 | 63,442,000 | 63,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,473,000 | 17,571,000 | 27,602,000 | 37,013,000 |
| Interest expense | 676,000 | 1,380,000 | 2,106,000 | 2,824,000 |
| Net interest income | 7,797,000 | 16,191,000 | 25,496,000 | 34,189,000 |
| Noninterest income | 1,044,000 | 2,377,000 | 3,470,000 | 4,584,000 |
| Noninterest expense | 6,161,000 | 12,543,000 | 19,221,000 | 25,586,000 |
| Provision for loan losses | 220,000 | 810,000 | 1,125,000 | 1,275,000 |
| Pretax income | 2,460,000 | 5,281,000 | 8,691,000 | 11,983,000 |
| Income tax | 874,000 | 1,686,000 | 2,909,000 | 4,080,000 |
| Net income | 1,586,000 | 3,595,000 | 5,782,000 | 7,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,470,000 | 62,231,000 | 63,180,000 | 64,562,000 |
| Total capital | 66,322,000 | 67,640,000 | 68,858,000 | 70,016,000 |
| Risk-weighted assets | 472,725,000 | 496,481,000 | 488,520,000 | 495,061,000 |