Call reports 2015
COMMUNITY BANK OF MISSISSIPPI — 2015
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 703,801,000 | 713,089,000 | 710,364,000 | 723,474,000 |
| Total loans | 490,159,000 | 496,966,000 | 496,675,000 | 510,749,000 |
| Allowance for loan losses | 4,694,000 | 4,615,000 | 4,613,000 | 4,670,000 |
| Securities available for sale | 122,141,000 | 106,612,000 | 115,089,000 | 128,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,732,000 | 639,755,000 | 636,590,000 | 652,074,000 |
| Interest-bearing deposits | 592,658,000 | 604,181,000 | 603,092,000 | 617,478,000 |
| Noninterest-bearing deposits | 39,074,000 | 35,574,000 | 33,498,000 | 34,596,000 |
| Equity capital | 60,329,000 | 60,625,000 | 61,152,000 | 60,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,697,000 | 16,411,000 | 25,580,000 | 33,782,000 |
| Interest expense | 510,000 | 1,061,000 | 1,650,000 | 2,284,000 |
| Net interest income | 7,187,000 | 15,350,000 | 23,930,000 | 31,498,000 |
| Noninterest income | 900,000 | 2,171,000 | 3,291,000 | 4,032,000 |
| Noninterest expense | 6,005,000 | 12,475,000 | 19,004,000 | 24,517,000 |
| Provision for loan losses | 70,000 | 190,000 | 340,000 | 490,000 |
| Pretax income | 1,993,000 | 4,817,000 | 7,937,000 | 10,583,000 |
| Income tax | 703,000 | 1,699,000 | 2,820,000 | 3,763,000 |
| Net income | 1,290,000 | 3,118,000 | 5,117,000 | 6,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,658,000 | 61,249,000 | 61,460,000 | 61,373,000 |
| Total capital | 65,352,000 | 65,864,000 | 66,073,000 | 66,043,000 |
| Risk-weighted assets | 475,708,000 | 459,008,000 | 460,867,000 | 474,102,000 |