Call reports 2013
COMMUNITY BANK OF MISSISSIPPI — 2013
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 655,438,000 | 666,741,000 | 678,072,000 | 691,820,000 |
| Total loans | 421,010,000 | 436,871,000 | 448,238,000 | 462,582,000 |
| Allowance for loan losses | 4,884,000 | 4,967,000 | 4,797,000 | 4,686,000 |
| Securities available for sale | 140,708,000 | 148,634,000 | 151,935,000 | 148,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 583,451,000 | 595,255,000 | 605,943,000 | 621,242,000 |
| Interest-bearing deposits | 489,661,000 | 550,058,000 | 553,555,000 | 575,441,000 |
| Noninterest-bearing deposits | 93,790,000 | 45,197,000 | 52,388,000 | 45,801,000 |
| Equity capital | 60,981,000 | 59,611,000 | 59,410,000 | 59,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,723,000 | 15,790,000 | 23,724,000 | 31,222,000 |
| Interest expense | 574,000 | 1,136,000 | 1,678,000 | 2,204,000 |
| Net interest income | 7,149,000 | 14,654,000 | 22,046,000 | 29,018,000 |
| Noninterest income | 747,000 | 1,668,000 | 2,556,000 | 3,318,000 |
| Noninterest expense | 5,428,000 | 11,227,000 | 16,761,000 | 21,356,000 |
| Provision for loan losses | 116,000 | 186,000 | 186,000 | 186,000 |
| Pretax income | 2,515,000 | 5,565,000 | 8,311,000 | 11,450,000 |
| Income tax | 894,000 | 1,941,000 | 2,897,000 | 4,002,000 |
| Net income | 1,621,000 | 3,624,000 | 5,414,000 | 7,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,276,000 | 60,685,000 | 60,483,000 | 60,775,000 |
| Total capital | 65,202,000 | 65,652,000 | 65,280,000 | 65,461,000 |
| Risk-weighted assets | 412,588,000 | 428,242,000 | 436,899,000 | 449,929,000 |