Call reports 2012
COMMUNITY BANK OF MISSISSIPPI — 2012
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 641,064,000 | 644,226,000 | 638,614,000 | 644,190,000 |
| Total loans | 408,755,000 | 415,094,000 | 419,790,000 | 422,092,000 |
| Allowance for loan losses | 5,018,000 | 4,824,000 | 4,740,000 | 4,798,000 |
| Securities available for sale | 142,797,000 | 132,221,000 | 133,794,000 | 135,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,822,000 | 572,276,000 | 565,385,000 | 573,553,000 |
| Interest-bearing deposits | 499,496,000 | 495,574,000 | 493,756,000 | 478,517,000 |
| Noninterest-bearing deposits | 70,326,000 | 76,702,000 | 71,629,000 | 95,036,000 |
| Equity capital | 60,307,000 | 60,568,000 | 61,132,000 | 60,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,687,000 | 15,127,000 | 23,266,000 | 31,197,000 |
| Interest expense | 850,000 | 1,640,000 | 2,342,000 | 2,963,000 |
| Net interest income | 6,837,000 | 13,487,000 | 20,924,000 | 28,234,000 |
| Noninterest income | 912,000 | 1,677,000 | 2,338,000 | 2,646,000 |
| Noninterest expense | 5,249,000 | 10,252,000 | 16,015,000 | 21,403,000 |
| Provision for loan losses | 220,000 | 290,000 | 290,000 | 460,000 |
| Pretax income | 2,281,000 | 4,625,000 | 6,960,000 | 9,471,000 |
| Income tax | 811,000 | 1,615,000 | 2,431,000 | 3,312,000 |
| Net income | 1,470,000 | 3,010,000 | 4,529,000 | 6,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,917,000 | 59,881,000 | 59,968,000 | 60,245,000 |
| Total capital | 64,935,000 | 64,705,000 | 64,708,000 | 65,047,000 |
| Risk-weighted assets | 410,779,000 | 412,707,000 | 407,728,000 | 414,968,000 |