Call reports 2011
COMMUNITY BANK OF MISSISSIPPI — 2011
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 645,300,000 | 646,768,000 | 635,519,000 | 639,243,000 |
| Total loans | 405,130,000 | 418,024,000 | 419,763,000 | 418,193,000 |
| Allowance for loan losses | 6,050,000 | 5,930,000 | 5,496,000 | 5,078,000 |
| Securities available for sale | 150,566,000 | 128,668,000 | 117,495,000 | 124,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 573,600,000 | 576,242,000 | 563,466,000 | 566,273,000 |
| Interest-bearing deposits | 515,932,000 | 513,686,000 | 504,142,000 | 499,887,000 |
| Noninterest-bearing deposits | 57,668,000 | 62,556,000 | 59,324,000 | 66,386,000 |
| Equity capital | 59,489,000 | 60,477,000 | 61,008,000 | 60,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,132,000 | 14,252,000 | 21,918,000 | 29,785,000 |
| Interest expense | 1,245,000 | 2,443,000 | 3,522,000 | 4,472,000 |
| Net interest income | 5,887,000 | 11,809,000 | 18,396,000 | 25,313,000 |
| Noninterest income | 775,000 | 1,780,000 | 2,744,000 | 3,395,000 |
| Noninterest expense | 4,808,000 | 10,062,000 | 15,124,000 | 20,630,000 |
| Provision for loan losses | 70,000 | 70,000 | 219,000 | 418,000 |
| Pretax income | 1,784,000 | 3,695,000 | 6,599,000 | 8,478,000 |
| Income tax | 620,000 | 1,257,000 | 2,275,000 | 2,905,000 |
| Net income | 1,164,000 | 2,438,000 | 4,324,000 | 5,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,281,000 | 59,466,000 | 60,169,000 | 59,633,000 |
| Total capital | 64,955,000 | 65,190,000 | 65,457,000 | 64,711,000 |
| Risk-weighted assets | 453,539,000 | 457,711,000 | 422,836,000 | 415,980,000 |