Call reports 2005
COMMUNITY BANK OF MISSISSIPPI — 2005
What COMMUNITY BANK OF MISSISSIPPI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 553,306,000 | 558,680,000 | 591,168,000 | 621,464,000 |
| Total loans | 396,032,000 | 380,414,000 | 395,594,000 | 396,096,000 |
| Allowance for loan losses | 4,633,000 | 4,796,000 | 4,882,000 | 4,758,000 |
| Securities available for sale | 94,848,000 | 109,707,000 | 108,165,000 | 118,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,937,000 | 489,080,000 | 511,326,000 | 554,139,000 |
| Interest-bearing deposits | 408,152,000 | 415,409,000 | 419,468,000 | 519,303,000 |
| Noninterest-bearing deposits | 64,785,000 | 73,671,000 | 91,858,000 | 34,836,000 |
| Equity capital | 38,464,000 | 40,035,000 | 41,213,000 | 42,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,320,000 | 15,063,000 | 23,239,000 | 31,955,000 |
| Interest expense | 2,378,000 | 4,987,000 | 7,889,000 | 11,116,000 |
| Net interest income | 4,942,000 | 10,076,000 | 15,350,000 | 20,839,000 |
| Noninterest income | 512,000 | 1,262,000 | 1,827,000 | 2,422,000 |
| Noninterest expense | 3,050,000 | 6,411,000 | 9,983,000 | 13,740,000 |
| Provision for loan losses | 148,000 | 343,000 | 445,000 | 564,000 |
| Pretax income | 2,256,000 | 4,589,000 | 6,753,000 | 8,961,000 |
| Income tax | 818,000 | 1,666,000 | 2,443,000 | 3,237,000 |
| Net income | 1,438,000 | 2,923,000 | 4,310,000 | 5,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,786,000 | 40,215,000 | 41,538,000 | 43,017,000 |
| Total capital | 43,419,000 | 45,011,000 | 46,420,000 | 47,775,000 |
| Risk-weighted assets | 394,488,000 | 412,869,000 | 432,875,000 | 440,875,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK OF MISSISSIPPI — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.