Call reports 2025
PREMIER BANK MINNESOTA — 2025
What PREMIER BANK MINNESOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 686,128,000 | 695,989,000 | 702,219,000 | 709,956,000 |
| Total loans | 568,444,000 | 574,137,000 | 558,808,000 | 563,045,000 |
| Allowance for loan losses | 7,036,000 | 7,106,000 | 7,072,000 | 7,117,000 |
| Securities available for sale | 65,806,000 | 63,587,000 | 61,134,000 | 67,148,000 |
| Securities held to maturity | 2,190,000 | 2,190,000 | 2,190,000 | 2,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,716,000 | 616,669,000 | 619,187,000 | 626,514,000 |
| Interest-bearing deposits | 479,999,000 | 483,123,000 | 481,566,000 | 467,135,000 |
| Noninterest-bearing deposits | 127,717,000 | 133,546,000 | 137,621,000 | 159,379,000 |
| Equity capital | 70,817,000 | 72,538,000 | 75,382,000 | 77,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,208,000 | 18,806,000 | 28,538,000 | 38,348,000 |
| Interest expense | 2,761,000 | 5,526,000 | 8,272,000 | 10,859,000 |
| Net interest income | 6,447,000 | 13,280,000 | 20,266,000 | 27,489,000 |
| Noninterest income | 515,000 | 1,008,000 | 1,537,000 | 2,104,000 |
| Noninterest expense | 4,077,000 | 8,563,000 | 12,704,000 | 17,572,000 |
| Provision for loan losses | 62,000 | 133,000 | 113,000 | 193,000 |
| Pretax income | 2,823,000 | 5,357,000 | 8,731,000 | 11,653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,823,000 | 5,357,000 | 8,731,000 | 11,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,706,000 | 74,796,000 | 77,051,000 | 78,789,000 |
| Total capital | 80,656,000 | 81,795,000 | 84,040,000 | 85,824,000 |
| Risk-weighted assets | 555,913,000 | 559,616,000 | 558,766,000 | 562,576,000 |