Call reports 2022
PREMIER BANK MINNESOTA — 2022
What PREMIER BANK MINNESOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 349,526,000 | 347,635,000 | 345,352,000 | 634,388,000 |
| Total loans | 257,554,000 | 259,624,000 | 267,576,000 | 506,833,000 |
| Allowance for loan losses | 3,010,000 | 3,103,000 | 3,286,000 | 6,224,000 |
| Securities available for sale | 61,356,000 | 63,570,000 | 60,669,000 | 98,480,000 |
| Securities held to maturity | 1,350,000 | 1,350,000 | 1,350,000 | 2,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,744,000 | 319,555,000 | 316,927,000 | 548,109,000 |
| Interest-bearing deposits | 218,024,000 | 219,114,000 | 209,942,000 | 396,759,000 |
| Noninterest-bearing deposits | 102,720,000 | 100,441,000 | 106,985,000 | 151,350,000 |
| Equity capital | 27,794,000 | 27,074,000 | 26,713,000 | 52,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,126,000 | 6,257,000 | 9,857,000 | 24,664,000 |
| Interest expense | 96,000 | 179,000 | 300,000 | 1,557,000 |
| Net interest income | 3,030,000 | 6,078,000 | 9,557,000 | 23,107,000 |
| Noninterest income | 310,000 | 732,000 | 1,086,000 | 2,342,000 |
| Noninterest expense | 2,056,000 | 4,060,000 | 6,064,000 | 14,455,000 |
| Provision for loan losses | 220,000 | 314,000 | 503,000 | 1,069,000 |
| Pretax income | 1,064,000 | 2,436,000 | 4,076,000 | 9,925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,064,000 | 2,436,000 | 4,076,000 | 9,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,749,000 | 31,465,000 | 32,656,000 | 61,193,000 |
| Total capital | 33,759,000 | 34,568,000 | 35,942,000 | 67,417,000 |
| Risk-weighted assets | 268,317,000 | 269,094,000 | 278,417,000 | 537,229,000 |