Call reports 2019
PREMIER BANK MINNESOTA — 2019
What PREMIER BANK MINNESOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 245,846,000 | 253,155,000 | 262,759,000 | 266,510,000 |
| Total loans | 196,711,000 | 204,879,000 | 216,229,000 | 217,022,000 |
| Allowance for loan losses | 2,451,000 | 2,487,000 | 2,189,000 | 1,976,000 |
| Securities available for sale | 26,778,000 | 26,481,000 | 21,543,000 | 22,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,452,000 | 223,882,000 | 232,234,000 | 234,996,000 |
| Interest-bearing deposits | 166,091,000 | 169,842,000 | 173,652,000 | 174,553,000 |
| Noninterest-bearing deposits | 51,361,000 | 54,040,000 | 58,582,000 | 60,443,000 |
| Equity capital | 24,109,000 | 24,824,000 | 25,555,000 | 27,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,783,000 | 8,833,000 | 11,913,000 |
| Interest expense | 342,000 | 752,000 | 1,187,000 | 1,630,000 |
| Net interest income | 2,451,000 | 5,031,000 | 7,646,000 | 10,283,000 |
| Noninterest income | -293,000 | 235,000 | 628,000 | 1,852,000 |
| Noninterest expense | 1,606,000 | 3,370,000 | 5,090,000 | 6,921,000 |
| Provision for loan losses | 25,000 | 62,000 | 100,000 | 517,000 |
| Pretax income | 527,000 | 1,834,000 | 3,167,000 | 4,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 1,834,000 | 3,167,000 | 4,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,120,000 | 24,521,000 | 25,325,000 | 26,873,000 |
| Total capital | 26,571,000 | 27,008,000 | 27,514,000 | 28,849,000 |
| Risk-weighted assets | 207,882,000 | 216,380,000 | 225,252,000 | 223,712,000 |