Call reports 2016
PREMIER BANK MINNESOTA — 2016
What PREMIER BANK MINNESOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 199,013,000 | 202,300,000 | 202,425,000 | 201,175,000 |
| Total loans | 153,710,000 | 152,425,000 | 161,189,000 | 156,101,000 |
| Allowance for loan losses | 1,960,000 | 2,159,000 | 2,172,000 | 2,289,000 |
| Securities available for sale | 15,452,000 | 11,740,000 | 22,137,000 | 22,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,532,000 | 181,824,000 | 181,890,000 | 180,888,000 |
| Interest-bearing deposits | 138,104,000 | 137,442,000 | 138,161,000 | 139,160,000 |
| Noninterest-bearing deposits | 40,428,000 | 44,382,000 | 43,729,000 | 41,728,000 |
| Equity capital | 19,572,000 | 19,410,000 | 19,666,000 | 19,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,922,000 | 5,878,000 | 7,895,000 |
| Interest expense | 104,000 | 203,000 | 301,000 | 406,000 |
| Net interest income | 1,772,000 | 3,719,000 | 5,577,000 | 7,489,000 |
| Noninterest income | 467,000 | 638,000 | 1,041,000 | 1,725,000 |
| Noninterest expense | 1,406,000 | 2,899,000 | 4,399,000 | 5,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 833,000 | 1,547,000 | 2,308,000 | 3,494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 833,000 | 1,547,000 | 2,308,000 | 3,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,519,000 | 19,328,000 | 19,634,000 | 20,216,000 |
| Total capital | 21,479,000 | 21,444,000 | 21,785,000 | 22,308,000 |
| Risk-weighted assets | 169,163,000 | 169,200,000 | 172,006,000 | 167,128,000 |