Call reports 2015
PREMIER BANK MINNESOTA — 2015
What PREMIER BANK MINNESOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 179,842,000 | 181,256,000 | 187,533,000 | 196,550,000 |
| Total loans | 140,235,000 | 146,281,000 | 151,390,000 | 155,242,000 |
| Allowance for loan losses | 1,879,000 | 1,833,000 | 1,852,000 | 1,861,000 |
| Securities available for sale | 16,408,000 | 15,404,000 | 15,454,000 | 18,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,139,000 | 159,800,000 | 167,409,000 | 174,227,000 |
| Interest-bearing deposits | 125,025,000 | 126,144,000 | 130,712,000 | 135,208,000 |
| Noninterest-bearing deposits | 35,114,000 | 33,656,000 | 36,697,000 | 39,019,000 |
| Equity capital | 17,896,000 | 17,875,000 | 18,386,000 | 18,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,760,000 | 3,550,000 | 5,407,000 | 7,296,000 |
| Interest expense | 102,000 | 195,000 | 294,000 | 399,000 |
| Net interest income | 1,658,000 | 3,355,000 | 5,113,000 | 6,897,000 |
| Noninterest income | 336,000 | 767,000 | 1,179,000 | 1,492,000 |
| Noninterest expense | 1,422,000 | 2,817,000 | 4,181,000 | 5,690,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 843,000 | 1,576,000 | 2,382,000 | 2,970,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 843,000 | 1,576,000 | 2,382,000 | 2,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,895,000 | 17,928,000 | 18,374,000 | 18,687,000 |
| Total capital | 19,774,000 | 19,761,000 | 20,226,000 | 20,548,000 |
| Risk-weighted assets | 153,701,000 | 159,955,000 | 165,519,000 | 169,122,000 |