Call reports 2014
PREMIER BANK MINNESOTA — 2014
What PREMIER BANK MINNESOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 179,550,000 | 177,544,000 | 174,812,000 | 183,342,000 |
| Total loans | 121,785,000 | 132,215,000 | 134,448,000 | 138,419,000 |
| Allowance for loan losses | 1,807,000 | 1,808,000 | 1,876,000 | 1,860,000 |
| Securities available for sale | 26,007,000 | 24,174,000 | 24,085,000 | 23,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,589,000 | 159,649,000 | 157,517,000 | 165,082,000 |
| Interest-bearing deposits | 127,404,000 | 125,405,000 | 126,781,000 | 124,876,000 |
| Noninterest-bearing deposits | 34,185,000 | 34,244,000 | 30,736,000 | 40,206,000 |
| Equity capital | 16,023,000 | 16,603,000 | 16,445,000 | 17,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,383,000 | 5,176,000 | 6,988,000 |
| Interest expense | 125,000 | 244,000 | 361,000 | 473,000 |
| Net interest income | 1,467,000 | 3,139,000 | 4,815,000 | 6,515,000 |
| Noninterest income | 257,000 | 1,198,000 | 1,135,000 | 1,541,000 |
| Noninterest expense | 1,250,000 | 2,712,000 | 4,115,000 | 5,617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 474,000 | 1,632,000 | 1,842,000 | 2,447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 474,000 | 1,632,000 | 1,842,000 | 2,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,324,000 | 16,717,000 | 16,642,000 | 17,246,000 |
| Total capital | 17,979,000 | 18,463,000 | 18,415,000 | 19,072,000 |
| Risk-weighted assets | 132,248,000 | 140,919,000 | 141,709,000 | 146,069,000 |