Call reports 2013
PREMIER BANK MINNESOTA — 2013
What PREMIER BANK MINNESOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,418,000 | 170,906,000 | 173,437,000 | 172,327,000 |
| Total loans | 121,468,000 | 120,328,000 | 120,885,000 | 122,051,000 |
| Allowance for loan losses | 2,319,000 | 1,817,000 | 1,880,000 | 1,877,000 |
| Securities available for sale | 26,408,000 | 22,714,000 | 16,272,000 | 21,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,910,000 | 154,629,000 | 156,063,000 | 156,261,000 |
| Interest-bearing deposits | 130,897,000 | 127,553,000 | 128,487,000 | 126,606,000 |
| Noninterest-bearing deposits | 27,013,000 | 27,076,000 | 27,576,000 | 29,655,000 |
| Equity capital | 14,538,000 | 15,369,000 | 16,018,000 | 15,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,325,000 | 4,956,000 | 6,634,000 |
| Interest expense | 199,000 | 386,000 | 561,000 | 733,000 |
| Net interest income | 1,472,000 | 2,939,000 | 4,395,000 | 5,901,000 |
| Noninterest income | 299,000 | 687,000 | 1,242,000 | 1,527,000 |
| Noninterest expense | 1,148,000 | 2,512,000 | 3,948,000 | 5,311,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -500,000 |
| Pretax income | 623,000 | 1,663,000 | 2,238,000 | 2,666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 623,000 | 1,663,000 | 2,238,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,607,000 | 15,647,000 | 16,222,000 | 15,850,000 |
| Total capital | 16,103,000 | 17,332,000 | 17,890,000 | 17,498,000 |
| Risk-weighted assets | 136,182,000 | 134,704,000 | 133,263,000 | 131,600,000 |