Call reports 2012
PREMIER BANK MINNESOTA — 2012
What PREMIER BANK MINNESOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,803,000 | 172,166,000 | 173,782,000 | 174,837,000 |
| Total loans | 111,139,000 | 112,129,000 | 111,141,000 | 117,052,000 |
| Allowance for loan losses | 3,489,000 | 3,561,000 | 2,452,000 | 2,582,000 |
| Securities available for sale | 35,766,000 | 33,344,000 | 36,842,000 | 32,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,018,000 | 157,874,000 | 159,143,000 | 159,709,000 |
| Interest-bearing deposits | 135,663,000 | 132,651,000 | 133,053,000 | 131,833,000 |
| Noninterest-bearing deposits | 25,355,000 | 25,224,000 | 26,090,000 | 27,876,000 |
| Equity capital | 12,880,000 | 13,205,000 | 13,530,000 | 14,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,415,000 | 5,132,000 | 6,847,000 |
| Interest expense | 265,000 | 505,000 | 738,000 | 960,000 |
| Net interest income | 1,454,000 | 2,910,000 | 4,394,000 | 5,887,000 |
| Noninterest income | -9,000 | -96,000 | 101,000 | 458,000 |
| Noninterest expense | 1,349,000 | 2,876,000 | 4,316,000 | 5,818,000 |
| Provision for loan losses | 100,000 | 190,000 | 240,000 | 240,000 |
| Pretax income | 2,000 | 121,000 | 576,000 | 1,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 121,000 | 576,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,903,000 | 13,022,000 | 13,477,000 | 13,984,000 |
| Total capital | 14,503,000 | 14,617,000 | 15,073,000 | 15,636,000 |
| Risk-weighted assets | 126,086,000 | 125,633,000 | 126,825,000 | 131,261,000 |