Call reports 2011
PREMIER BANK MINNESOTA — 2011
What PREMIER BANK MINNESOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 195,454,000 | 188,485,000 | 182,720,000 | 176,562,000 |
| Total loans | 125,238,000 | 123,987,000 | 120,693,000 | 114,830,000 |
| Allowance for loan losses | 4,566,000 | 4,350,000 | 4,079,000 | 3,404,000 |
| Securities available for sale | 46,022,000 | 30,898,000 | 30,100,000 | 35,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,467,000 | 173,200,000 | 167,564,000 | 162,723,000 |
| Interest-bearing deposits | 161,506,000 | 153,517,000 | 144,950,000 | 136,127,000 |
| Noninterest-bearing deposits | 18,961,000 | 19,683,000 | 22,614,000 | 26,596,000 |
| Equity capital | 13,793,000 | 14,136,000 | 14,014,000 | 13,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,948,000 | 3,952,000 | 5,840,000 | 7,665,000 |
| Interest expense | 531,000 | 1,006,000 | 1,412,000 | 1,735,000 |
| Net interest income | 1,417,000 | 2,946,000 | 4,428,000 | 5,930,000 |
| Noninterest income | 325,000 | 740,000 | 1,007,000 | 1,301,000 |
| Noninterest expense | 1,396,000 | 2,840,000 | 4,143,000 | 6,308,000 |
| Provision for loan losses | 48,000 | 558,000 | 1,163,000 | 1,850,000 |
| Pretax income | 315,000 | 457,000 | 487,000 | -569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 457,000 | 487,000 | -569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,747,000 | 13,915,000 | 13,957,000 | 12,901,000 |
| Total capital | 15,541,000 | 15,671,000 | 15,664,000 | 14,539,000 |
| Risk-weighted assets | 140,762,000 | 137,911,000 | 134,177,000 | 129,273,000 |