Call reports 2010
PREMIER BANK MINNESOTA — 2010
What PREMIER BANK MINNESOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 198,704,000 | 196,610,000 | 192,038,000 | 196,429,000 |
| Total loans | 139,556,000 | 130,330,000 | 127,319,000 | 130,932,000 |
| Allowance for loan losses | 4,116,000 | 4,107,000 | 4,716,000 | 4,615,000 |
| Securities available for sale | 32,001,000 | 36,190,000 | 40,221,000 | 41,029,000 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,111,000 | 179,822,000 | 176,658,000 | 181,653,000 |
| Interest-bearing deposits | 166,842,000 | 162,957,000 | 159,636,000 | 162,066,000 |
| Noninterest-bearing deposits | 17,269,000 | 16,865,000 | 17,022,000 | 19,587,000 |
| Equity capital | 13,251,000 | 15,014,000 | 13,586,000 | 13,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,043,000 | 6,014,000 | 7,872,000 |
| Interest expense | 741,000 | 1,453,000 | 2,119,000 | 2,706,000 |
| Net interest income | 1,455,000 | 2,590,000 | 3,895,000 | 5,166,000 |
| Noninterest income | 152,000 | 438,000 | 595,000 | 817,000 |
| Noninterest expense | 1,674,000 | 3,204,000 | 4,713,000 | 6,051,000 |
| Provision for loan losses | 640,000 | 3,790,000 | 5,245,000 | 5,500,000 |
| Pretax income | -707,000 | -3,338,000 | -4,662,000 | -4,762,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -707,000 | -3,338,000 | -4,662,000 | -4,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,126,000 | 14,774,000 | 13,477,000 | 13,404,000 |
| Total capital | 15,111,000 | 16,655,000 | 15,298,000 | 15,226,000 |
| Risk-weighted assets | 156,582,000 | 148,222,000 | 142,777,000 | 142,940,000 |