Call reports 2004
PREMIER BANK MINNESOTA — 2004
What PREMIER BANK MINNESOTA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,665,000 | 135,658,000 | 146,368,000 | 146,821,000 |
| Total loans | 108,914,000 | 111,382,000 | 120,711,000 | 118,366,000 |
| Allowance for loan losses | 1,306,000 | 1,371,000 | 1,435,000 | 1,487,000 |
| Securities available for sale | 11,004,000 | 11,776,000 | 12,840,000 | 12,727,000 |
| Securities held to maturity | 415,000 | 621,000 | 621,000 | 621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,253,000 | 124,095,000 | 134,053,000 | 134,267,000 |
| Interest-bearing deposits | 101,927,000 | 105,485,000 | 112,811,000 | 117,488,000 |
| Noninterest-bearing deposits | 20,326,000 | 18,610,000 | 21,242,000 | 16,779,000 |
| Equity capital | 10,020,000 | 10,491,000 | 11,042,000 | 11,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 4,407,000 | 6,639,000 | 8,976,000 |
| Interest expense | 455,000 | 944,000 | 1,463,000 | 2,068,000 |
| Net interest income | 1,572,000 | 3,463,000 | 5,176,000 | 6,908,000 |
| Noninterest income | 195,000 | 438,000 | 695,000 | 935,000 |
| Noninterest expense | 1,148,000 | 2,169,000 | 3,271,000 | 4,434,000 |
| Provision for loan losses | 50,000 | 116,000 | 180,000 | 235,000 |
| Pretax income | 569,000 | 1,616,000 | 2,420,000 | 3,174,000 |
| Income tax | 218,000 | 670,000 | 1,021,000 | 1,335,000 |
| Net income | 351,000 | 946,000 | 1,399,000 | 1,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,127,000 | 9,769,000 | 10,229,000 | 10,696,000 |
| Total capital | 10,433,000 | 11,140,000 | 11,664,000 | 12,183,000 |
| Risk-weighted assets | 119,543,000 | 123,240,000 | 130,824,000 | 130,808,000 |
Machine access — free, no API key
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