Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 206,475,000 | 199,852,000 | 196,932,000 | 194,397,000 |
| Total loans | 150,744,000 | 158,272,000 | 155,648,000 | 152,669,000 |
| Allowance for loan losses | 3,369,000 | 3,053,000 | 2,938,000 | 2,822,000 |
| Securities available for sale | 13,440,000 | 13,429,000 | 13,114,000 | 12,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,279,000 | 139,517,000 | 136,557,000 | 135,104,000 |
| Interest-bearing deposits | 119,065,000 | 112,521,000 | 112,439,000 | 111,383,000 |
| Noninterest-bearing deposits | 27,214,000 | 26,996,000 | 24,118,000 | 23,721,000 |
| Equity capital | 27,050,000 | 27,289,000 | 27,780,000 | 27,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,306,000 | 6,654,000 | 10,007,000 | 13,270,000 |
| Interest expense | 838,000 | 1,622,000 | 2,388,000 | 3,122,000 |
| Net interest income | 2,468,000 | 5,032,000 | 7,619,000 | 10,148,000 |
| Noninterest income | 990,000 | 1,511,000 | 2,048,000 | 2,613,000 |
| Noninterest expense | 2,104,000 | 4,240,000 | 6,340,000 | 8,453,000 |
| Provision for loan losses | 350,000 | 204,000 | 319,000 | 218,000 |
| Pretax income | 1,004,000 | 2,099,000 | 3,008,000 | 4,090,000 |
| Income tax | 41,000 | 84,000 | 57,000 | 57,000 |
| Net income | 963,000 | 2,015,000 | 2,951,000 | 4,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,595,000 | 25,897,000 | 26,381,000 | 25,764,000 |
| Total capital | 27,237,000 | 27,609,000 | 28,068,000 | 27,438,000 |
| Risk-weighted assets | 129,665,000 | 135,615,000 | 133,682,000 | 132,759,000 |