Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 222,750,000 | 217,326,000 | 216,303,000 | 207,175,000 |
| Total loans | 168,813,000 | 163,315,000 | 160,279,000 | 156,948,000 |
| Allowance for loan losses | 3,458,000 | 3,450,000 | 3,457,000 | 3,401,000 |
| Securities available for sale | 16,378,000 | 15,413,000 | 13,637,000 | 13,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,264,000 | 150,278,000 | 149,941,000 | 142,061,000 |
| Interest-bearing deposits | 127,736,000 | 122,160,000 | 123,301,000 | 117,756,000 |
| Noninterest-bearing deposits | 27,528,000 | 28,118,000 | 26,640,000 | 24,305,000 |
| Equity capital | 26,373,000 | 26,276,000 | 26,319,000 | 26,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,524,000 | 7,081,000 | 10,626,000 | 14,059,000 |
| Interest expense | 962,000 | 1,935,000 | 2,924,000 | 3,855,000 |
| Net interest income | 2,562,000 | 5,146,000 | 7,702,000 | 10,204,000 |
| Noninterest income | 459,000 | 939,000 | 1,467,000 | 2,042,000 |
| Noninterest expense | 2,053,000 | 4,144,000 | 6,361,000 | 8,400,000 |
| Provision for loan losses | 341,000 | 806,000 | 1,251,000 | 1,669,000 |
| Pretax income | 627,000 | 1,135,000 | 1,557,000 | 2,177,000 |
| Income tax | 32,000 | 64,000 | 114,000 | 160,000 |
| Net income | 595,000 | 1,071,000 | 1,443,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,814,000 | 24,740,000 | 24,612,000 | 25,233,000 |
| Total capital | 26,644,000 | 26,501,000 | 26,335,000 | 26,916,000 |
| Risk-weighted assets | 144,679,000 | 139,083,000 | 136,069,000 | 132,913,000 |