Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 243,526,000 | 237,107,000 | 234,215,000 | 224,702,000 |
| Total loans | 195,594,000 | 190,478,000 | 184,207,000 | 175,627,000 |
| Allowance for loan losses | 3,412,000 | 3,460,000 | 3,461,000 | 3,457,000 |
| Securities available for sale | 17,707,000 | 18,301,000 | 20,093,000 | 17,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,822,000 | 168,037,000 | 166,018,000 | 156,528,000 |
| Interest-bearing deposits | 140,137,000 | 136,617,000 | 135,195,000 | 128,997,000 |
| Noninterest-bearing deposits | 32,685,000 | 31,420,000 | 30,823,000 | 27,531,000 |
| Equity capital | 26,443,000 | 26,193,000 | 25,456,000 | 25,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,743,000 | 7,398,000 | 11,159,000 | 14,864,000 |
| Interest expense | 874,000 | 1,782,000 | 2,785,000 | 3,776,000 |
| Net interest income | 2,869,000 | 5,616,000 | 8,374,000 | 11,088,000 |
| Noninterest income | 599,000 | 1,175,000 | 1,763,000 | 2,374,000 |
| Noninterest expense | 2,173,000 | 4,376,000 | 6,501,000 | 8,487,000 |
| Provision for loan losses | 928,000 | 1,597,000 | 2,199,000 | 2,652,000 |
| Pretax income | 367,000 | 818,000 | 1,437,000 | 2,323,000 |
| Income tax | 30,000 | 79,000 | 106,000 | 106,000 |
| Net income | 337,000 | 739,000 | 1,331,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,651,000 | 24,503,000 | 24,035,000 | 24,170,000 |
| Total capital | 26,756,000 | 26,547,000 | 26,016,000 | 26,062,000 |
| Risk-weighted assets | 167,105,000 | 162,122,000 | 156,986,000 | 149,824,000 |