Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 232,445,000 | 233,515,000 | 240,695,000 | 239,328,000 |
| Total loans | 178,340,000 | 186,433,000 | 194,208,000 | 195,688,000 |
| Allowance for loan losses | 2,149,000 | 2,342,000 | 2,664,000 | 3,046,000 |
| Securities available for sale | 11,227,000 | 15,260,000 | 18,634,000 | 18,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,158,000 | 160,664,000 | 169,166,000 | 168,450,000 |
| Interest-bearing deposits | 128,954,000 | 132,991,000 | 138,102,000 | 138,985,000 |
| Noninterest-bearing deposits | 29,204,000 | 27,673,000 | 31,064,000 | 29,465,000 |
| Equity capital | 25,620,000 | 25,494,000 | 26,361,000 | 26,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,196,000 | 6,696,000 | 10,463,000 | 14,236,000 |
| Interest expense | 444,000 | 922,000 | 1,468,000 | 2,215,000 |
| Net interest income | 2,752,000 | 5,774,000 | 8,995,000 | 12,021,000 |
| Noninterest income | 564,000 | 1,177,000 | 1,721,000 | 2,261,000 |
| Noninterest expense | 1,934,000 | 4,115,000 | 6,216,000 | 8,197,000 |
| Provision for loan losses | 279,000 | 709,000 | 1,329,000 | 2,210,000 |
| Pretax income | 1,103,000 | 2,127,000 | 3,171,000 | 3,875,000 |
| Income tax | 0 | 0 | 0 | 200,000 |
| Net income | 1,103,000 | 2,127,000 | 3,171,000 | 3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,531,000 | 23,654,000 | 24,450,000 | 24,666,000 |
| Total capital | 25,462,000 | 25,675,000 | 26,531,000 | 26,766,000 |
| Risk-weighted assets | 154,288,000 | 161,328,000 | 165,890,000 | 167,031,000 |