Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 221,001,000 | 219,170,000 | 214,719,000 | 213,034,000 |
| Total loans | 159,342,000 | 162,566,000 | 163,055,000 | 168,131,000 |
| Allowance for loan losses | 1,817,000 | 1,943,000 | 1,992,000 | 2,060,000 |
| Securities available for sale | 13,324,000 | 12,381,000 | 12,275,000 | 11,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,246,000 | 145,009,000 | 142,323,000 | 138,719,000 |
| Interest-bearing deposits | 121,402,000 | 122,526,000 | 119,741,000 | 117,207,000 |
| Noninterest-bearing deposits | 23,844,000 | 22,483,000 | 22,582,000 | 21,512,000 |
| Equity capital | 24,190,000 | 23,922,000 | 24,320,000 | 25,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,171,000 | 6,664,000 | 9,808,000 | 12,993,000 |
| Interest expense | 535,000 | 1,034,000 | 1,511,000 | 1,965,000 |
| Net interest income | 2,636,000 | 5,630,000 | 8,297,000 | 11,028,000 |
| Noninterest income | 460,000 | 962,000 | 1,414,000 | 1,896,000 |
| Noninterest expense | 1,596,000 | 3,342,000 | 4,997,000 | 6,817,000 |
| Provision for loan losses | 236,000 | 511,000 | 1,111,000 | 1,328,000 |
| Pretax income | 1,266,000 | 2,741,000 | 3,604,000 | 4,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,266,000 | 2,741,000 | 3,604,000 | 4,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,495,000 | 23,170,000 | 23,534,000 | 24,710,000 |
| Total capital | 25,169,000 | 24,819,000 | 25,243,000 | 26,475,000 |
| Risk-weighted assets | 133,786,000 | 131,614,000 | 136,417,000 | 140,915,000 |