Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 218,042,000 | 215,386,000 | 213,668,000 | 217,929,000 |
| Total loans | 150,376,000 | 151,966,000 | 156,056,000 | 157,573,000 |
| Allowance for loan losses | 1,636,000 | 1,796,000 | 1,695,000 | 1,750,000 |
| Securities available for sale | 17,376,000 | 17,501,000 | 15,870,000 | 14,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,374,000 | 136,374,000 | 134,287,000 | 139,659,000 |
| Interest-bearing deposits | 123,985,000 | 118,651,000 | 114,566,000 | 119,369,000 |
| Noninterest-bearing deposits | 15,389,000 | 17,723,000 | 19,721,000 | 20,290,000 |
| Equity capital | 21,646,000 | 22,406,000 | 22,894,000 | 23,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,275,000 | 9,351,000 | 12,444,000 |
| Interest expense | 947,000 | 1,886,000 | 2,749,000 | 3,397,000 |
| Net interest income | 2,114,000 | 4,389,000 | 6,602,000 | 9,047,000 |
| Noninterest income | 491,000 | 757,000 | 1,156,000 | 1,551,000 |
| Noninterest expense | 1,530,000 | 2,938,000 | 4,410,000 | 6,032,000 |
| Provision for loan losses | 307,000 | 659,000 | 844,000 | 1,077,000 |
| Pretax income | 768,000 | 1,549,000 | 2,486,000 | 3,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 768,000 | 1,549,000 | 2,486,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,506,000 | 21,587,000 | 22,024,000 | 23,029,000 |
| Total capital | 23,059,000 | 23,167,000 | 23,627,000 | 24,665,000 |
| Risk-weighted assets | 124,131,000 | 126,151,000 | 128,116,000 | 130,802,000 |