Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 214,696,000 | 201,519,000 | 202,344,000 | 207,350,000 |
| Total loans | 147,991,000 | 148,107,000 | 150,386,000 | 151,589,000 |
| Allowance for loan losses | 1,592,000 | 1,613,000 | 1,605,000 | 1,624,000 |
| Securities available for sale | 21,007,000 | 20,754,000 | 20,372,000 | 19,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,905,000 | 137,245,000 | 137,337,000 | 140,299,000 |
| Interest-bearing deposits | 136,362,000 | 123,687,000 | 122,819,000 | 127,055,000 |
| Noninterest-bearing deposits | 13,543,000 | 13,558,000 | 14,518,000 | 13,244,000 |
| Equity capital | 21,188,000 | 21,061,000 | 21,312,000 | 21,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,858,000 | 5,746,000 | 8,771,000 | 11,837,000 |
| Interest expense | 984,000 | 1,984,000 | 2,956,000 | 3,908,000 |
| Net interest income | 1,874,000 | 3,762,000 | 5,815,000 | 7,929,000 |
| Noninterest income | 428,000 | 832,000 | 1,237,000 | 1,760,000 |
| Noninterest expense | 1,477,000 | 2,912,000 | 4,374,000 | 5,872,000 |
| Provision for loan losses | 201,000 | 416,000 | 798,000 | 1,351,000 |
| Pretax income | 624,000 | 1,268,000 | 1,882,000 | 2,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 624,000 | 1,268,000 | 1,882,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,742,000 | 20,386,000 | 20,501,000 | 21,088,000 |
| Total capital | 22,280,000 | 21,923,000 | 22,054,000 | 22,646,000 |
| Risk-weighted assets | 122,962,000 | 122,873,000 | 124,174,000 | 124,588,000 |