Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 204,167,000 | 212,621,000 | 217,224,000 | 219,637,000 |
| Total loans | 134,819,000 | 141,458,000 | 147,951,000 | 149,460,000 |
| Allowance for loan losses | 676,000 | 751,000 | 910,000 | 1,569,000 |
| Securities available for sale | 22,186,000 | 21,985,000 | 21,680,000 | 21,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,657,000 | 148,473,000 | 153,144,000 | 155,409,000 |
| Interest-bearing deposits | 128,154,000 | 135,221,000 | 140,103,000 | 143,443,000 |
| Noninterest-bearing deposits | 12,503,000 | 13,252,000 | 13,041,000 | 11,966,000 |
| Equity capital | 19,565,000 | 19,488,000 | 19,681,000 | 20,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 5,288,000 | 8,234,000 | 11,194,000 |
| Interest expense | 754,000 | 1,609,000 | 2,565,000 | 3,573,000 |
| Net interest income | 1,796,000 | 3,679,000 | 5,669,000 | 7,621,000 |
| Noninterest income | 426,000 | 841,000 | 1,321,000 | 1,765,000 |
| Noninterest expense | 1,312,000 | 2,677,000 | 4,065,000 | 5,462,000 |
| Provision for loan losses | 180,000 | 453,000 | 809,000 | 1,899,000 |
| Pretax income | 734,000 | 1,397,000 | 2,123,000 | 2,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 734,000 | 1,397,000 | 2,123,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,175,000 | 19,189,000 | 19,564,000 | 20,118,000 |
| Total capital | 19,851,000 | 19,940,000 | 20,474,000 | 21,674,000 |
| Risk-weighted assets | 112,774,000 | 117,933,000 | 121,968,000 | 124,462,000 |