Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,604,000 | 152,688,000 | 160,604,000 | 175,748,000 |
| Total loans | 92,682,000 | 98,405,000 | 105,317,000 | 112,309,000 |
| Allowance for loan losses | 516,000 | 483,000 | 535,000 | 566,000 |
| Securities available for sale | 29,563,000 | 28,318,000 | 26,229,000 | 25,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,092,000 | 89,185,000 | 96,464,000 | 115,281,000 |
| Interest-bearing deposits | 82,186,000 | 80,539,000 | 86,360,000 | 105,909,000 |
| Noninterest-bearing deposits | 8,906,000 | 8,646,000 | 10,104,000 | 9,372,000 |
| Equity capital | 17,135,000 | 17,749,000 | 18,269,000 | 17,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,798,000 | 5,822,000 | 7,957,000 |
| Interest expense | 508,000 | 1,054,000 | 1,578,000 | 2,218,000 |
| Net interest income | 1,353,000 | 2,744,000 | 4,244,000 | 5,739,000 |
| Noninterest income | 278,000 | 546,000 | 847,000 | 1,158,000 |
| Noninterest expense | 989,000 | 1,984,000 | 3,037,000 | 4,042,000 |
| Provision for loan losses | 41,000 | 91,000 | 176,000 | 268,000 |
| Pretax income | 609,000 | 1,225,000 | 1,897,000 | 2,613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 1,225,000 | 1,897,000 | 2,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,148,000 | 16,564,000 | 17,087,000 | 17,003,000 |
| Total capital | 16,664,000 | 17,047,000 | 17,622,000 | 17,569,000 |
| Risk-weighted assets | 76,359,000 | 80,788,000 | 86,733,000 | 91,839,000 |