Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,169,000 | 152,549,000 | 151,036,000 | 152,535,000 |
| Total loans | 73,339,000 | 78,319,000 | 83,940,000 | 87,542,000 |
| Allowance for loan losses | 478,000 | 460,000 | 470,000 | 468,000 |
| Securities available for sale | 31,807,000 | 33,331,000 | 32,284,000 | 31,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,506,000 | 100,033,000 | 96,202,000 | 96,564,000 |
| Interest-bearing deposits | 81,487,000 | 91,019,000 | 85,767,000 | 87,517,000 |
| Noninterest-bearing deposits | 8,019,000 | 9,014,000 | 10,435,000 | 9,047,000 |
| Equity capital | 14,978,000 | 14,985,000 | 15,656,000 | 16,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,405,000 | 5,224,000 | 7,096,000 |
| Interest expense | 429,000 | 861,000 | 1,333,000 | 1,814,000 |
| Net interest income | 1,221,000 | 2,544,000 | 3,891,000 | 5,282,000 |
| Noninterest income | 214,000 | 485,000 | 753,000 | 1,028,000 |
| Noninterest expense | 803,000 | 1,728,000 | 2,682,000 | 3,708,000 |
| Provision for loan losses | 45,000 | 91,000 | 137,000 | 183,000 |
| Pretax income | 587,000 | 1,213,000 | 1,830,000 | 2,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 587,000 | 1,213,000 | 1,830,000 | 2,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,693,000 | 14,318,000 | 14,936,000 | 15,539,000 |
| Total capital | 14,171,000 | 14,778,000 | 15,406,000 | 16,007,000 |
| Risk-weighted assets | 62,101,000 | 67,424,000 | 71,043,000 | 73,525,000 |