Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 125,227,000 | 124,457,000 | 123,872,000 | 126,115,000 |
| Total loans | 54,131,000 | 55,764,000 | 56,538,000 | 59,511,000 |
| Allowance for loan losses | 520,000 | 472,000 | 462,000 | 435,000 |
| Securities available for sale | 33,812,000 | 31,667,000 | 31,515,000 | 31,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,035,000 | 83,199,000 | 80,593,000 | 80,880,000 |
| Interest-bearing deposits | 74,336,000 | 74,425,000 | 72,219,000 | 73,204,000 |
| Noninterest-bearing deposits | 8,699,000 | 8,774,000 | 8,374,000 | 7,676,000 |
| Equity capital | 15,164,000 | 12,484,000 | 11,670,000 | 11,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,858,000 | 4,316,000 | 5,807,000 |
| Interest expense | 578,000 | 1,123,000 | 1,590,000 | 2,058,000 |
| Net interest income | 847,000 | 1,735,000 | 2,726,000 | 3,749,000 |
| Noninterest income | 128,000 | 260,000 | 400,000 | 574,000 |
| Noninterest expense | 717,000 | 1,409,000 | 2,155,000 | 2,901,000 |
| Provision for loan losses | 39,000 | 48,000 | 37,000 | 57,000 |
| Pretax income | 431,000 | 750,000 | 1,146,000 | 1,578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 750,000 | 1,146,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,396,000 | 11,414,000 | 11,811,000 | 11,567,000 |
| Total capital | 13,916,000 | 11,886,000 | 12,273,000 | 12,002,000 |
| Risk-weighted assets | 49,322,000 | 49,785,000 | 50,087,000 | 51,943,000 |