Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,429,000 | 142,316,000 | 139,536,000 | 134,236,000 |
| Total loans | 51,769,000 | 51,977,000 | 53,291,000 | 53,691,000 |
| Allowance for loan losses | 506,000 | 515,000 | 530,000 | 519,000 |
| Securities available for sale | 55,457,000 | 48,932,000 | 43,318,000 | 37,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,683,000 | 96,462,000 | 90,698,000 | 87,030,000 |
| Interest-bearing deposits | 92,872,000 | 89,070,000 | 83,149,000 | 79,098,000 |
| Noninterest-bearing deposits | 7,811,000 | 7,392,000 | 7,549,000 | 7,932,000 |
| Equity capital | 15,396,000 | 16,526,000 | 16,943,000 | 16,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,233,000 | 4,813,000 | 6,345,000 |
| Interest expense | 605,000 | 1,273,000 | 1,859,000 | 2,406,000 |
| Net interest income | 1,022,000 | 1,960,000 | 2,954,000 | 3,939,000 |
| Noninterest income | 150,000 | 288,000 | 432,000 | 579,000 |
| Noninterest expense | 722,000 | 1,442,000 | 2,133,000 | 2,802,000 |
| Provision for loan losses | 0 | 12,000 | 12,000 | 12,000 |
| Pretax income | 450,000 | 952,000 | 1,402,000 | 2,596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 952,000 | 1,402,000 | 2,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,319,000 | 13,821,000 | 14,271,000 | 14,964,000 |
| Total capital | 13,825,000 | 14,336,000 | 14,801,000 | 15,483,000 |
| Risk-weighted assets | 53,199,000 | 51,624,000 | 51,475,000 | 50,966,000 |