Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,698,000 | 155,968,000 | 152,976,000 | 149,947,000 |
| Total loans | 50,982,000 | 51,251,000 | 50,926,000 | 51,139,000 |
| Allowance for loan losses | 510,000 | 503,000 | 496,000 | 482,000 |
| Securities available for sale | 5,002,000 | 12,815,000 | 13,440,000 | 13,507,000 |
| Securities held to maturity | 25,173,000 | 27,815,000 | 32,169,000 | 35,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,117,000 | 116,047,000 | 108,212,000 | 102,678,000 |
| Interest-bearing deposits | 104,289,000 | 109,002,000 | 100,456,000 | 95,072,000 |
| Noninterest-bearing deposits | 6,828,000 | 7,045,000 | 7,756,000 | 7,606,000 |
| Equity capital | 11,555,000 | 11,746,000 | 12,057,000 | 12,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,120,000 | 4,804,000 | 6,471,000 |
| Interest expense | 599,000 | 1,208,000 | 1,965,000 | 2,737,000 |
| Net interest income | 942,000 | 1,912,000 | 2,839,000 | 3,734,000 |
| Noninterest income | 158,000 | 320,000 | 480,000 | 640,000 |
| Noninterest expense | 625,000 | 1,254,000 | 1,936,000 | 2,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 979,000 | 1,384,000 | 1,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 476,000 | 979,000 | 1,384,000 | 1,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,281,000 | 11,458,000 | 11,724,000 | 12,092,000 |
| Total capital | 11,791,000 | 11,961,000 | 12,220,000 | 12,574,000 |
| Risk-weighted assets | 55,414,000 | 58,719,000 | 60,399,000 | 62,776,000 |