Call reports 2005
PEOPLES BANK, THE — 2005
What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,806,000 | 52,449,000 | 61,728,000 | 65,748,000 |
| Total loans | 33,939,000 | 35,054,000 | 36,195,000 | 38,183,000 |
| Allowance for loan losses | 595,000 | 596,000 | 603,000 | 595,000 |
| Securities available for sale | 9,564,000 | 9,591,000 | 9,581,000 | 9,369,000 |
| Securities held to maturity | 165,000 | 165,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,741,000 | 47,232,000 | 46,418,000 | 48,752,000 |
| Interest-bearing deposits | 41,256,000 | 42,780,000 | 41,473,000 | 42,571,000 |
| Noninterest-bearing deposits | 4,485,000 | 4,452,000 | 4,945,000 | 6,181,000 |
| Equity capital | 4,909,000 | 5,041,000 | 5,061,000 | 5,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,336,000 | 2,063,000 | 2,912,000 |
| Interest expense | 199,000 | 434,000 | 719,000 | 1,121,000 |
| Net interest income | 443,000 | 902,000 | 1,344,000 | 1,791,000 |
| Noninterest income | 226,000 | 462,000 | 667,000 | 873,000 |
| Noninterest expense | 427,000 | 891,000 | 1,384,000 | 1,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 473,000 | 627,000 | 802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 473,000 | 627,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,107,000 | 5,213,000 | 5,243,000 | 5,268,000 |
| Total capital | 5,501,000 | 5,618,000 | 5,683,000 | 5,735,000 |
| Risk-weighted assets | 31,313,000 | 32,189,000 | 35,172,000 | 37,244,000 |
Machine access — free, no API key
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