Call reports 2004
PEOPLES BANK, THE — 2004
What PEOPLES BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,468,000 | 45,777,000 | 47,189,000 | 48,116,000 |
| Total loans | 29,249,000 | 29,810,000 | 30,853,000 | 31,257,000 |
| Allowance for loan losses | 578,000 | 589,000 | 599,000 | 591,000 |
| Securities available for sale | 10,576,000 | 10,590,000 | 10,700,000 | 9,636,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,157,000 | 40,185,000 | 42,112,000 | 43,114,000 |
| Interest-bearing deposits | 37,490,000 | 35,782,000 | 37,456,000 | 38,061,000 |
| Noninterest-bearing deposits | 4,667,000 | 4,403,000 | 4,656,000 | 5,053,000 |
| Equity capital | 5,182,000 | 4,892,000 | 4,948,000 | 4,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,184,000 | 1,779,000 | 2,393,000 |
| Interest expense | 175,000 | 336,000 | 498,000 | 684,000 |
| Net interest income | 420,000 | 848,000 | 1,281,000 | 1,709,000 |
| Noninterest income | 250,000 | 469,000 | 678,000 | 973,000 |
| Noninterest expense | 444,000 | 903,000 | 1,350,000 | 1,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 416,000 | 611,000 | 842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 416,000 | 611,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,127,000 | 5,064,000 | 5,010,000 | 4,991,000 |
| Total capital | 5,472,000 | 5,411,000 | 5,367,000 | 5,355,000 |
| Risk-weighted assets | 27,392,000 | 27,489,000 | 28,348,000 | 28,887,000 |
Machine access — free, no API key
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