Call reports 2018
UNION COMMUNITY BANK — 2018
What UNION COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 577,111,000 | 560,249,000 | 542,813,000 | 553,831,000 |
| Total loans | 434,545,000 | 427,667,000 | 417,628,000 | 416,565,000 |
| Allowance for loan losses | 4,951,000 | 5,024,000 | 4,983,000 | 5,006,000 |
| Securities available for sale | 87,219,000 | 83,705,000 | 80,523,000 | 79,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,437,000 | 471,790,000 | 452,985,000 | 461,708,000 |
| Interest-bearing deposits | 381,606,000 | 358,183,000 | 346,770,000 | 349,536,000 |
| Noninterest-bearing deposits | 108,831,000 | 113,607,000 | 106,215,000 | 112,172,000 |
| Equity capital | 84,081,000 | 85,674,000 | 86,783,000 | 88,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,761,000 | 12,005,000 | 17,837,000 | 23,528,000 |
| Interest expense | 566,000 | 1,229,000 | 1,859,000 | 2,699,000 |
| Net interest income | 5,195,000 | 10,776,000 | 15,978,000 | 20,829,000 |
| Noninterest income | 897,000 | 1,745,000 | 2,651,000 | 3,599,000 |
| Noninterest expense | 4,265,000 | 8,484,000 | 12,664,000 | 17,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,827,000 | 4,037,000 | 5,967,000 | 7,378,000 |
| Income tax | 359,000 | 757,000 | 1,115,000 | 1,361,000 |
| Net income | 1,468,000 | 3,280,000 | 4,852,000 | 6,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,018,000 | 86,887,000 | 88,503,000 | 89,358,000 |
| Total capital | 90,156,000 | 92,092,000 | 93,680,000 | 94,550,000 |
| Risk-weighted assets | 467,963,000 | 454,835,000 | 440,851,000 | 437,856,000 |