Call reports 2017
UNION COMMUNITY BANK — 2017
What UNION COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 541,838,000 | 545,549,000 | 560,644,000 | 567,673,000 |
| Total loans | 373,371,000 | 403,526,000 | 421,883,000 | 432,632,000 |
| Allowance for loan losses | 4,368,000 | 4,583,000 | 4,826,000 | 4,979,000 |
| Securities available for sale | 101,431,000 | 99,192,000 | 96,419,000 | 92,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,262,000 | 457,856,000 | 458,097,000 | 478,396,000 |
| Interest-bearing deposits | 359,864,000 | 354,981,000 | 354,325,000 | 370,401,000 |
| Noninterest-bearing deposits | 96,398,000 | 102,875,000 | 103,772,000 | 107,995,000 |
| Equity capital | 83,521,000 | 85,042,000 | 86,205,000 | 83,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,860,000 | 9,997,000 | 15,413,000 | 21,060,000 |
| Interest expense | 400,000 | 817,000 | 1,296,000 | 1,808,000 |
| Net interest income | 4,460,000 | 9,180,000 | 14,117,000 | 19,252,000 |
| Noninterest income | 844,000 | 1,751,000 | 2,541,000 | 3,466,000 |
| Noninterest expense | 4,232,000 | 8,325,000 | 12,501,000 | 16,896,000 |
| Provision for loan losses | 256,000 | 459,000 | 634,000 | 817,000 |
| Pretax income | 816,000 | 2,147,000 | 3,523,000 | 5,005,000 |
| Income tax | 209,000 | 591,000 | 986,000 | 2,105,000 |
| Net income | 607,000 | 1,556,000 | 2,537,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,436,000 | 84,447,000 | 85,481,000 | 83,402,000 |
| Total capital | 87,962,000 | 89,241,000 | 90,544,000 | 88,593,000 |
| Risk-weighted assets | 401,652,000 | 432,890,000 | 452,548,000 | 462,159,000 |