Call reports 2012
UNION COMMUNITY BANK — 2012
What UNION COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 520,639,000 | 515,671,000 | 505,216,000 | 509,812,000 |
| Total loans | 322,706,000 | 312,587,000 | 303,023,000 | 298,811,000 |
| Allowance for loan losses | 3,435,000 | 3,435,000 | 4,035,000 | 4,038,000 |
| Securities available for sale | 105,443,000 | 128,102,000 | 139,937,000 | 147,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,087,000 | 433,456,000 | 418,608,000 | 422,865,000 |
| Interest-bearing deposits | 358,679,000 | 353,357,000 | 344,515,000 | 347,519,000 |
| Noninterest-bearing deposits | 80,408,000 | 80,099,000 | 74,093,000 | 75,346,000 |
| Equity capital | 72,224,000 | 75,181,000 | 79,361,000 | 80,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,423,000 | 14,530,000 | 22,142,000 | 28,756,000 |
| Interest expense | 732,000 | 1,434,000 | 2,091,000 | 2,717,000 |
| Net interest income | 6,691,000 | 13,096,000 | 20,051,000 | 26,039,000 |
| Noninterest income | 1,152,000 | 2,290,000 | 3,814,000 | 5,231,000 |
| Noninterest expense | 4,666,000 | 9,028,000 | 12,654,000 | 17,494,000 |
| Provision for loan losses | 163,000 | 223,000 | 966,000 | 1,148,000 |
| Pretax income | 3,801,000 | 7,186,000 | 11,296,000 | 14,116,000 |
| Income tax | 1,183,000 | 2,222,000 | 3,483,000 | 4,356,000 |
| Net income | 2,618,000 | 4,964,000 | 7,813,000 | 9,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,974,000 | 70,861,000 | 73,760,000 | 75,895,000 |
| Total capital | 74,544,000 | 77,477,000 | 81,015,000 | 83,221,000 |
| Risk-weighted assets | 377,209,000 | 370,138,000 | 361,339,000 | 359,079,000 |