Call reports 2025
SHERWOOD COMMUNITY BANK — 2025
What SHERWOOD COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 74,119,000 | 73,175,000 | 73,690,000 | 74,786,000 |
| Total loans | 45,194,000 | 43,330,000 | 45,660,000 | 49,587,000 |
| Allowance for loan losses | 438,000 | 406,000 | 406,000 | 406,000 |
| Securities available for sale | 21,208,000 | 20,655,000 | 19,870,000 | 18,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,775,000 | 66,451,000 | 66,606,000 | 67,596,000 |
| Interest-bearing deposits | 46,705,000 | 46,849,000 | 46,324,000 | 48,294,000 |
| Noninterest-bearing deposits | 21,070,000 | 19,602,000 | 20,282,000 | 19,301,000 |
| Equity capital | 4,775,000 | 5,126,000 | 5,469,000 | 5,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,829,000 | 2,765,000 | 3,784,000 |
| Interest expense | 260,000 | 506,000 | 757,000 | 1,010,000 |
| Net interest income | 642,000 | 1,323,000 | 2,008,000 | 2,774,000 |
| Noninterest income | 59,000 | 124,000 | 192,000 | 342,000 |
| Noninterest expense | 616,000 | 1,216,000 | 1,816,000 | 2,460,000 |
| Provision for loan losses | 0 | -32,000 | -32,000 | -32,000 |
| Pretax income | 85,000 | 231,000 | 384,000 | 656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 231,000 | 384,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,072,000 | 6,218,000 | 6,371,000 | 6,392,000 |
| Total capital | 6,518,000 | 6,663,000 | 6,816,000 | 6,837,000 |
| Risk-weighted assets | 45,845,000 | 46,341,000 | 48,065,000 | 50,143,000 |