Call reports 2020
SHERWOOD COMMUNITY BANK — 2020
What SHERWOOD COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 51,606,000 | 55,573,000 | 54,629,000 | 57,279,000 |
| Total loans | 27,893,000 | 28,413,000 | 30,205,000 | 30,982,000 |
| Allowance for loan losses | 345,000 | 354,000 | 362,000 | 362,000 |
| Securities available for sale | 7,558,000 | 8,893,000 | 10,350,000 | 12,021,000 |
| Securities held to maturity | 1,216,000 | 1,214,000 | 1,213,000 | 1,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,660,000 | 50,323,000 | 49,144,000 | 52,022,000 |
| Interest-bearing deposits | 34,722,000 | 35,841,000 | 35,385,000 | 37,354,000 |
| Noninterest-bearing deposits | 11,938,000 | 14,482,000 | 13,759,000 | 14,668,000 |
| Equity capital | 4,914,000 | 5,221,000 | 5,445,000 | 5,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,061,000 | 1,582,000 | 2,107,000 |
| Interest expense | 47,000 | 78,000 | 104,000 | 130,000 |
| Net interest income | 454,000 | 983,000 | 1,478,000 | 1,977,000 |
| Noninterest income | 73,000 | 129,000 | 241,000 | 309,000 |
| Noninterest expense | 449,000 | 883,000 | 1,340,000 | 1,845,000 |
| Provision for loan losses | 0 | 15,000 | 20,000 | 20,000 |
| Pretax income | 78,000 | 214,000 | 359,000 | 421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 214,000 | 359,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,914,000 | 4,989,000 | 5,134,000 | 4,984,000 |
| Total capital | — | — | — | 5,346,000 |
| Risk-weighted assets | — | — | — | 38,879,000 |