Call reports 2015
SHERWOOD COMMUNITY BANK — 2015
What SHERWOOD COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,275,000 | 45,024,000 | 45,708,000 | 44,255,000 |
| Total loans | 27,489,000 | 28,495,000 | 29,383,000 | 29,762,000 |
| Allowance for loan losses | 387,000 | 395,000 | 396,000 | 396,000 |
| Securities available for sale | 10,278,000 | 8,339,000 | 8,344,000 | 7,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,256,000 | 40,985,000 | 41,561,000 | 38,379,000 |
| Interest-bearing deposits | 33,689,000 | 33,138,000 | 33,693,000 | 30,451,000 |
| Noninterest-bearing deposits | 7,568,000 | 7,847,000 | 7,868,000 | 7,928,000 |
| Equity capital | 3,991,000 | 4,009,000 | 4,107,000 | 4,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 903,000 | 1,369,000 | 1,814,000 |
| Interest expense | 29,000 | 56,000 | 83,000 | 108,000 |
| Net interest income | 424,000 | 847,000 | 1,286,000 | 1,706,000 |
| Noninterest income | 60,000 | 141,000 | 211,000 | 276,000 |
| Noninterest expense | 411,000 | 843,000 | 1,275,000 | 1,718,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 72,000 | 142,000 | 218,000 | 258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 142,000 | 218,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,500,000 | 3,954,000 | 4,030,000 | 4,010,000 |
| Total capital | 3,851,000 | 4,349,000 | 4,403,000 | 4,377,000 |
| Risk-weighted assets | 28,076,000 | 32,723,000 | 29,768,000 | 29,299,000 |