Call reports 2014
SHERWOOD COMMUNITY BANK — 2014
What SHERWOOD COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,813,000 | 44,752,000 | 43,788,000 | 42,808,000 |
| Total loans | 26,432,000 | 27,397,000 | 28,118,000 | 28,064,000 |
| Allowance for loan losses | 382,000 | 384,000 | 382,000 | 384,000 |
| Securities available for sale | 10,574,000 | 10,807,000 | 9,869,000 | 9,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,974,000 | 40,837,000 | 39,803,000 | 37,371,000 |
| Interest-bearing deposits | 34,673,000 | 32,446,000 | 31,010,000 | 28,741,000 |
| Noninterest-bearing deposits | 7,301,000 | 8,391,000 | 8,793,000 | 8,630,000 |
| Equity capital | 3,807,000 | 3,880,000 | 3,939,000 | 3,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 893,000 | 1,350,000 | 1,810,000 |
| Interest expense | 35,000 | 71,000 | 105,000 | 135,000 |
| Net interest income | 408,000 | 822,000 | 1,245,000 | 1,675,000 |
| Noninterest income | 51,000 | 121,000 | 201,000 | 267,000 |
| Noninterest expense | 391,000 | 847,000 | 1,280,000 | 1,753,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 20,000 |
| Pretax income | 62,000 | 84,000 | 148,000 | 169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 84,000 | 148,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,730,000 | 3,769,000 | 3,833,000 | 3,813,000 |
| Total capital | 4,063,000 | 4,123,000 | 4,173,000 | 4,149,000 |
| Risk-weighted assets | 26,580,000 | 28,282,000 | 27,143,000 | 26,830,000 |