Call reports 2013
SHERWOOD COMMUNITY BANK — 2013
What SHERWOOD COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,353,000 | 38,269,000 | 37,863,000 | 40,671,000 |
| Total loans | 22,125,000 | 23,815,000 | 24,526,000 | 25,837,000 |
| Allowance for loan losses | 358,000 | 368,000 | 377,000 | 374,000 |
| Securities available for sale | 11,641,000 | 11,009,000 | 10,234,000 | 9,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,430,000 | 33,735,000 | 33,881,000 | 36,865,000 |
| Interest-bearing deposits | 29,747,000 | 28,014,000 | 28,573,000 | 30,953,000 |
| Noninterest-bearing deposits | 5,682,000 | 5,721,000 | 5,308,000 | 5,912,000 |
| Equity capital | 3,882,000 | 3,803,000 | 3,872,000 | 3,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 874,000 | 1,308,000 | 1,741,000 |
| Interest expense | 34,000 | 65,000 | 95,000 | 127,000 |
| Net interest income | 393,000 | 809,000 | 1,213,000 | 1,614,000 |
| Noninterest income | 54,000 | 125,000 | 200,000 | 270,000 |
| Noninterest expense | 411,000 | 866,000 | 1,280,000 | 1,752,000 |
| Provision for loan losses | 9,000 | 16,000 | 22,000 | 28,000 |
| Pretax income | 27,000 | 52,000 | 111,000 | 104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 52,000 | 111,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,657,000 | 3,683,000 | 3,742,000 | 3,668,000 |
| Total capital | 3,975,000 | 4,008,000 | 4,068,000 | 4,006,000 |
| Risk-weighted assets | 24,852,000 | 26,068,000 | 26,033,000 | 27,789,000 |