Call reports 2012
SHERWOOD COMMUNITY BANK — 2012
What SHERWOOD COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,153,000 | 37,485,000 | 38,193,000 | 36,969,000 |
| Total loans | 18,763,000 | 20,325,000 | 22,179,000 | 21,685,000 |
| Allowance for loan losses | 335,000 | 329,000 | 341,000 | 343,000 |
| Securities available for sale | 13,395,000 | 12,633,000 | 12,374,000 | 12,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,223,000 | 33,550,000 | 34,143,000 | 31,984,000 |
| Interest-bearing deposits | 29,147,000 | 28,526,000 | 28,938,000 | 26,374,000 |
| Noninterest-bearing deposits | 5,076,000 | 5,024,000 | 5,205,000 | 5,610,000 |
| Equity capital | 3,875,000 | 3,896,000 | 4,002,000 | 3,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 782,000 | 1,209,000 | 1,639,000 |
| Interest expense | 50,000 | 97,000 | 135,000 | 172,000 |
| Net interest income | 343,000 | 685,000 | 1,074,000 | 1,467,000 |
| Noninterest income | 51,000 | 107,000 | 164,000 | 225,000 |
| Noninterest expense | 403,000 | 810,000 | 1,145,000 | 1,622,000 |
| Provision for loan losses | 6,000 | 13,000 | 22,000 | 31,000 |
| Pretax income | -15,000 | -31,000 | 71,000 | 39,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | -31,000 | 71,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,636,000 | 3,620,000 | 3,723,000 | 3,631,000 |
| Total capital | 3,925,000 | 3,920,000 | 4,042,000 | 3,948,000 |
| Risk-weighted assets | 23,204,000 | 24,227,000 | 25,485,000 | 25,335,000 |