Call reports 2011
SHERWOOD COMMUNITY BANK — 2011
What SHERWOOD COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,139,000 | 32,664,000 | 33,223,000 | 35,354,000 |
| Total loans | 18,046,000 | 18,043,000 | 17,990,000 | 18,662,000 |
| Allowance for loan losses | 373,000 | 373,000 | 355,000 | 327,000 |
| Securities available for sale | 12,957,000 | 13,128,000 | 12,307,000 | 12,843,000 |
| Securities held to maturity | 10,000 | 10,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,456,000 | 28,801,000 | 29,271,000 | 31,414,000 |
| Interest-bearing deposits | 22,374,000 | 23,014,000 | 23,614,000 | 24,534,000 |
| Noninterest-bearing deposits | 7,082,000 | 5,787,000 | 5,657,000 | 6,880,000 |
| Equity capital | 3,613,000 | 3,822,000 | 3,898,000 | 3,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 777,000 | 1,169,000 | 1,550,000 |
| Interest expense | 63,000 | 121,000 | 175,000 | 225,000 |
| Net interest income | 321,000 | 656,000 | 994,000 | 1,325,000 |
| Noninterest income | 55,000 | 119,000 | 161,000 | 210,000 |
| Noninterest expense | 301,000 | 605,000 | 966,000 | 1,279,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 17,000 |
| Pretax income | 75,000 | 168,000 | 181,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 168,000 | 181,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,539,000 | 3,632,000 | 3,654,000 | 3,651,000 |
| Total capital | 3,896,000 | 3,983,000 | 3,928,000 | 3,932,000 |
| Risk-weighted assets | 28,625,000 | 28,064,000 | 21,872,000 | 22,457,000 |