Call reports 2007
COMMUNITY BANK OF THE CUMBERLANDS — 2007
What COMMUNITY BANK OF THE CUMBERLANDS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 110,478,000 | 112,852,000 | 118,897,000 | 121,502,000 |
| Total loans | 90,224,000 | 95,356,000 | 101,545,000 | 99,447,000 |
| Allowance for loan losses | 884,000 | 907,000 | 957,000 | 1,248,000 |
| Securities available for sale | 7,310,000 | 7,119,000 | 7,105,000 | 7,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,879,000 | 103,352,000 | 108,969,000 | 111,517,000 |
| Interest-bearing deposits | 88,195,000 | 89,956,000 | 96,495,000 | 98,207,000 |
| Noninterest-bearing deposits | 12,684,000 | 13,396,000 | 12,474,000 | 13,310,000 |
| Equity capital | 8,440,000 | 8,682,000 | 9,023,000 | 8,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,236,000 | 6,652,000 | 9,011,000 |
| Interest expense | 894,000 | 1,822,000 | 2,840,000 | 3,927,000 |
| Net interest income | 1,150,000 | 2,414,000 | 3,812,000 | 5,084,000 |
| Noninterest income | 202,000 | 450,000 | 703,000 | 1,009,000 |
| Noninterest expense | 914,000 | 1,910,000 | 2,931,000 | 4,034,000 |
| Provision for loan losses | 29,000 | 92,000 | 253,000 | 863,000 |
| Pretax income | 409,000 | 862,000 | 1,331,000 | 1,196,000 |
| Income tax | 155,000 | 329,000 | 509,000 | 448,000 |
| Net income | 254,000 | 533,000 | 822,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,489,000 | 8,768,000 | 9,058,000 | 8,983,000 |
| Total capital | 9,373,000 | 9,675,000 | 10,015,000 | 10,231,000 |
| Risk-weighted assets | 91,500,000 | 95,665,000 | 101,956,000 | 101,985,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK OF THE CUMBERLANDS — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.