Call reports 2016
DAMASCUS COMMUNITY BANK — 2016
What DAMASCUS COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 300,486,000 | 310,225,000 | 314,383,000 | 311,055,000 |
| Total loans | 200,355,000 | 219,072,000 | 235,776,000 | 221,962,000 |
| Allowance for loan losses | 2,789,000 | 2,887,000 | 2,914,000 | 2,177,000 |
| Securities available for sale | 49,435,000 | 47,517,000 | 46,909,000 | 44,350,000 |
| Securities held to maturity | 0 | 0 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,086,000 | 278,653,000 | 279,729,000 | 277,822,000 |
| Interest-bearing deposits | 199,060,000 | 201,293,000 | 202,041,000 | 202,416,000 |
| Noninterest-bearing deposits | 70,026,000 | 77,360,000 | 77,688,000 | 75,406,000 |
| Equity capital | 25,088,000 | 25,303,000 | 25,332,000 | 25,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,130,000 | 7,842,000 | 10,763,000 |
| Interest expense | 273,000 | 551,000 | 829,000 | 1,081,000 |
| Net interest income | 2,301,000 | 4,579,000 | 7,013,000 | 9,682,000 |
| Noninterest income | 454,000 | 1,067,000 | 2,123,000 | 3,080,000 |
| Noninterest expense | 2,631,000 | 5,443,000 | 8,619,000 | 11,507,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -800,000 |
| Pretax income | 224,000 | 307,000 | 621,000 | 2,059,000 |
| Income tax | 84,000 | 104,000 | 199,000 | 703,000 |
| Net income | 140,000 | 203,000 | 422,000 | 1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,514,000 | 24,545,000 | 24,731,000 | 25,633,000 |
| Total capital | 27,192,000 | 27,412,000 | 27,685,000 | 27,860,000 |
| Risk-weighted assets | 214,057,000 | 229,277,000 | 241,875,000 | 237,663,000 |