Call reports 2015
DAMASCUS COMMUNITY BANK — 2015
What DAMASCUS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,900,000 | 294,208,000 | 289,461,000 | 293,929,000 |
| Total loans | 219,725,000 | 210,370,000 | 203,065,000 | 205,934,000 |
| Allowance for loan losses | 3,902,000 | 3,673,000 | 2,737,000 | 2,675,000 |
| Securities available for sale | 43,048,000 | 49,246,000 | 49,400,000 | 49,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,485,000 | 264,500,000 | 258,600,000 | 262,948,000 |
| Interest-bearing deposits | 200,360,000 | 202,741,000 | 197,326,000 | 199,677,000 |
| Noninterest-bearing deposits | 59,126,000 | 61,759,000 | 61,274,000 | 63,271,000 |
| Equity capital | 23,974,000 | 23,423,000 | 24,712,000 | 24,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,261,000 | 7,892,000 | 10,613,000 |
| Interest expense | 264,000 | 545,000 | 835,000 | 1,109,000 |
| Net interest income | 2,422,000 | 4,716,000 | 7,057,000 | 9,504,000 |
| Noninterest income | 552,000 | 1,005,000 | 1,465,000 | 1,849,000 |
| Noninterest expense | 2,282,000 | 4,780,000 | 7,113,000 | 9,848,000 |
| Provision for loan losses | 100,000 | 575,000 | -270,000 | -270,000 |
| Pretax income | 591,000 | 350,000 | 1,663,000 | 1,759,000 |
| Income tax | 142,000 | 84,000 | 454,000 | 610,000 |
| Net income | 449,000 | 266,000 | 1,209,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,705,000 | 23,523,000 | 24,466,000 | 24,406,000 |
| Total capital | 26,654,000 | 26,357,000 | 27,181,000 | 27,117,000 |
| Risk-weighted assets | 234,965,000 | 225,936,000 | 217,151,000 | 218,747,000 |